Medicare & Insurance Blog
Written by Steve Germain — licensed Medicare broker, author of Medicare Decoded, and someone who has answered these same questions for real South Florida clients since 2013.
UHealth-UnitedHealthcare Deal Reached: Preferred Care Network Extended to Dec. 31, 2026
UHealth and UnitedHealthcare reached an agreement. Preferred Care Network Medicare Advantage members keep in-network UHealth access through Dec. 31, 2026 — here's what changes Jan. 1, 2027.
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UHealth and Bascom Palmer Patients on Preferred Care Network: Your Options Before January 1, 2027
Good news: UHealth and UnitedHealthcare reached an agreement, extending Preferred Care Network access through Dec. 31, 2026. Here's what changes Jan. 1, 2027 and how to plan ahead — for UHealth, Sylvester, and Bascom Palmer patients.
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UHealth and Preferred Care Network: Deal Reached, Access Extended to Dec. 31, 2026
UHealth and UnitedHealthcare have reached an agreement. Preferred Care Network Medicare Advantage members now keep in-network UHealth access through December 31, 2026, with a new out-of-network date of January 1, 2027.
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Medicare in Miami: A Local Guide to Your 2026 Options
Medicare in Miami: A Local Guide to Your 2026 Options By Steve Germain , A&E Insurance Agency LLC Navigating the landscape of Medicare can be challenging, especially for residents of Miami preparing for their 2026...
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Medicare Enrollment and Costs FAQ 2026
Q1. When Should I Enroll in Medicare to Avoid Penalties or Coverage Gaps? For most people, enrolling in the 3 months before their 65th birthday month is the safest way to avoid delays in coverage. Your Initial...
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Turning 65 in Florida? Your Complete Medicare Enrollment Checklist
Reaching age 65 is a major milestone and in Florida, it also means it's time to make one of the most important health decisions of your life: enrolling in Medicare. Whether you're retiring from a long career or still...
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How to Find the Right Medicare Broker Near Me in Florida
Navigating Medicare is one of the most important financial decisions you'll make as you approach retirement — and doing it alone in Florida's complex insurance market is harder than it sounds. Whether you're turning 65,...
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How Does Medicare Advantage Compare to Medigap for Travel Coverage?
If you're a Florida retiree who loves to travel or a snowbird splitting time between states one of the most important questions you can ask before choosing your Medicare coverage is: what happens if I get sick away...
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What Is the Difference Between Medicare Part A and Part B?
If you are approaching retirement age or helping a loved one navigate health coverage in Florida, one of the most important questions you will face is understanding how Medicare works and specifically, what Medicare...
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What Is the Difference Between HMO and PPO Medicare Advantage Plans?
If you're exploring Medicare Advantage plans in Florida , one of the first and most important decisions you'll face is choosing between an HMO (Health Maintenance Organization) and a PPO (Preferred Provider...
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Which Medicare Plan Is Better for Specialist Visits?
If you're managing a chronic condition, recovering from surgery, or regularly seeing a cardiologist, dermatologist, or orthopedic specialist, your choice of Medicare plan matters far more than most people realize....
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Which Medicare Plan Is Better for Dental and Vision Coverage?
If you are enrolled in Medicare in Florida, or about to be, one of the most common questions we hear at A&E Insurance Agency is: 'Does Medicare cover dental and vision?' The short answer is: not by default. But the...
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