About Us

Welcome to A&E Insurance Agency, LLC

At A&E Insurance Agency, we provide comprehensive personal and business insurance solutions, with a focus on delivering highly personalized service. Our dedicated team is committed to understanding your unique needs and offering tailored protection that helps minimize your exposure to risk. We do this by emphasizing quality coverage, competitive premiums, and simplifying the entire insurance process.

Our approach is straightforward: we analyze your complete insurance needs, design a responsible protection plan, and recommend cost-effective strategies that align with your specific situation—not just sell you a policy.

Where you choose to purchase your insurance matters. Clients continue to choose us for two simple reasons: our unwavering commitment to customer service, and our personalized approach to helping you find the right coverage.

We’re proud to serve families and businesses of all sizes, across multiple generations.

At the heart of our agency is Steve Germain, a licensed Medicare insurance broker and author with over a decade of experience. Steve has helped many individuals navigate Medicare with clarity and confidence. His passion for service began early, accompanying his grandfather to doctor appointments and witnessing firsthand the confusion many face when dealing with Medicare. That personal experience sparked a lifelong mission to make Medicare easier to understand and more accessible for everyone.

As the founder of A&E Insurance Agency, Steve leads a team dedicated to guiding people through one of the most important healthcare decisions of their lives. Whether you’re just getting started or reassessing your options, Steve and his team are here to help—every step of the way.

We look forward to the opportunity to serve you.