Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
BEYOND CARE
Beside You — Your Medicare Companion
Your Trusted Insurance Professionals
At A&E Insurance, our mission is to deliver personalized insurance solutions that meet the unique needs of each client. We strive to offer not just coverage, but peace of mind, ensuring that you and your loved ones are protected through all of life’s ups and downs.
A&E Insurance Agency specializes in Medicare, Health, and Life Insurance.
Located in Miami, Florida, licensed to proudly serve nationwide.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
Term Life Insurance
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Why Work With Us?
At A&E Insurance Agency, we're a proud family-owned business dedicated to helping you protect what matters most---your health, your familiy, and your future. With over a decade of experience and a commitment to personalized service, we provide tailored insurance plans to meet the unique needs of families nationwide.
Our mission is simple: to empower you with the confidence to navigate life's uncertainties. By combining expert guidance with solutions you can trust, we ensure your equipped to safe guard your health, secure your future and enjoy lasting peace of mind.
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reviews
Steve is the best and he helped my mother with all of her needs!!! It's so convenient to have a person you can call when there are any issues!! Highly recommend!!
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I have found Steve to be very knowledgeable about the various insurance plans, and also easy to talk to. He pays attention to your needs, he asks the right questions so he can match you with the right coverage. If I'm having a problem reaching the insurance provider, he would get on the phone with me and get the issue resolved. I would always get a call from him when it's almost time to renew i don't have to worry about missing the deadline. Thank you Steve and A & E Insurance Agency for all you do to help your community.
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Steve Germain was very professional and easy to talk to. I would definitely recommend others to see him
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⭐⭐⭐⭐⭐
I cannot say enough good things about the incredible service my family and I received from Brother Steve at A & E Insurance Agency. He went above and beyond to help my mom with her insurance needs, making the entire process smooth and stress-free. His patience, deep knowledge, and willingness to answer all our questions made us feel completely at ease. His professionalism and genuine care are rare to find these days. If you’re looking for someone you can trust who truly has your best interests at heart, Brother Steve is the person to call. Thank you for everything—you’ve earned our highest recommendation!
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Steve...you "ROCK"! Thank you for being so kind and patient with me during this process. You earned every star. Your knowledge helped me understand what I am getting with the plan I chose. Continue doing the right things for the right reasons and you will help everyone including yourself and your family. God Bless. Polynice
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Great service I’ve been coming for years and I’ve recommended my whole family. Thank you so much.
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I am incredibly grateful for the outstanding service and guidance provided by Steve Germain. Navigating Medicare initially felt overwhelming, but Steve’s patience and clear explanations turned it into a manageable and even reassuring experience. Thanks to his expertise, I now feel confident and well-prepared. I truly appreciate the time and effort he dedicated to helping me, and I wish more professionals offered the level of care and support he does. Highly recommended!
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Steve Germain is the absolute best and most helpful agent. He walked me through the application process; I could not have done it without him. He helped me choose the right plane that best fits my needs.
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