Medicare Decoded: A Clear Guide for People Turning 65
Written by Steve Germain, a licensed independent Medicare broker in Miami. A plain-English guide to Medicare for people turning 65 in South Florida, with the 2026 costs included.
Where should we send your copy?
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What is inside the book
- What Medicare Parts A, B, C and D cover, in plain English
- How Medigap (Medicare Supplement) and Medicare Advantage differ, including Plan G vs. Plan N
- Your enrollment windows: when to sign up, and how to avoid late-enrollment penalties
- How keeping employer coverage can affect when you enroll
- Common Medicare pitfalls and how to avoid them
- 2026 Medicare costs, a Medigap plan comparison chart, and worksheets to map out your own coverage
Turning 65 in Miami or South Florida?
A&E Insurance Agency is an independent agency in Miami. Steve Germain compares plans from 25+ carriers and has helped South Florida families with Medicare since 2013, at no cost to you, because carriers pay the broker fee. If you would like a person to go through your options, we are glad to help.
Keep reading: Medicare broker in Miami, Medicare enrollment and costs, Medicare Advantage vs. Medigap, or talk with Steve.