(954) 281-5622Independent Medicare Broker — Same Price as Going Direct
Free Webinar — Instant Access

Learn How to Make Medicare Work For You, Not Against You

Watch our free workshop and discover how to choose the right plan, avoid costly mistakes, and get expert guidance — all at zero cost to you.

In This Free Workshop You'll Discover:

  • How Medicare Part A & B actually work — and what most people get wrong
  • Medicare Supplement vs. Medicare Advantage: which is right for you
  • How to avoid the most costly Medicare enrollment mistakes
  • Strategies to close coverage gaps and reduce out-of-pocket costs
  • When and how to enroll without triggering late penalties
  • How to get expert help at absolutely zero cost to you

You Also Receive — 100% Free

Where Should We Send
Your Free Medicare Guide?

By submitting, you consent to receive calls, emails, and texts from A&E Insurance Agency, including via automated systems. Consent is not required to purchase. Reply STOP to opt out.

5-Star Google Rating
Serving South Florida Since 2009
10+ Years Experience
Free — Carriers Pay, Not You

Everything Included — 100% Free

Everything here is included when you work with Steve — carriers pay broker fees, not you.

Medicare Decoded Book

Steve's step-by-step guide — digital or printed copy mailed to you free

Personalized Medicare Roadmap

A custom plan built around your doctors, budget, and health needs

Medicare Cost Summary

Side-by-side breakdown of your real options and costs

Free 1-on-1 Consultation

Private call with Steve — your questions, straight answers

Steve Germain — Founder, A&E Insurance Agency
Your Host

Steve Germain

Founder & Licensed Medicare Broker · A&E Insurance Agency

Steve Germain is a licensed independent Medicare broker and author of Medicare Decoded. Based in Miami, he has helped more than 3,000 South Florida families get their Medicare right since 2009.

  • 10+ years of Medicare expertise
  • Licensed independent broker — works for YOU
  • 5-Star Google rating from real clients
  • Author of Medicare Decoded

Have Questions? Call Us Directly.

Every question gets a straight answer.

📞 Call (954) 281-5622