Learn How to Make Medicare
Work For You, Not Against You
Watch our free workshop and discover how to choose the right plan, avoid costly mistakes, and get expert guidance — all at zero cost to you.
In This Free Workshop You'll Discover:
- How Medicare Part A & B actually work — and what most people get wrong
- Medicare Supplement vs. Medicare Advantage: which is right for you
- How to avoid the most costly Medicare enrollment mistakes
- Strategies to close coverage gaps and reduce out-of-pocket costs
- When and how to enroll without triggering late penalties
- How to get expert help at absolutely zero cost to you
You Also Receive — 100% Free
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Your Free Medicare Guide?
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Everything Included — 100% Free
Everything here is included when you work with Steve — carriers pay broker fees, not you.
Medicare Decoded Book
Steve's step-by-step guide — digital or printed copy mailed to you free
Personalized Medicare Roadmap
A custom plan built around your doctors, budget, and health needs
Medicare Cost Summary
Side-by-side breakdown of your real options and costs
Free 1-on-1 Consultation
Private call with Steve — your questions, straight answers

Steve Germain
Founder & Licensed Medicare Broker · A&E Insurance Agency
Steve Germain is a licensed independent Medicare broker and author of Medicare Decoded. Based in Miami, he has helped more than 3,000 South Florida families get their Medicare right since 2009.
- 10+ years of Medicare expertise
- Licensed independent broker — works for YOU
- 5-Star Google rating from real clients
- Author of Medicare Decoded
